Mortgage Lending Glossary
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Choose the first letter of the term you wish to have defined below. We will be adding to this page from time to time to cover new mortgage-related products and services. Terms begining with a number are listed on this page below the alphabetical list.
- A | Amenity through Assumable Mortgage
- B | Balloon Mortgage through Budget
- C | Cap through Credit Bureau Score
- D | Debt to Income Ratio through Down Payment
- E | Earnest Money through Escrow Account
- F | Fair Housing Act through Freddie Mac
- G | Ginnie Mae through Good Faith Estimate
- H | Homebuyer Education Learning Program through HVAC
- I | Index through Insurance
- J | Judgement through Jumbo Loan
- K | No current terminology available.
- L | Lease Purchase through Loss Mitigation.
- M | Margin through Mortgage Modification
- N | No current terminology available.
- O | Offer through Origination Fees
- P | Partial Claim through Principal
- Q | No current terminology available.
- R | Radon through Real Estate Settlement Procedures Act
- S | Settlement through Sweat Equity
- T | Title 1 through Truth-in-Lending
- U | Underwriting
- V | Department of Veterans Affairs
- W | No current terminology available.
- X | No current terminology available.
- Y | No current terminology available.
- Z | No current terminology available.
Mortgage terminology beginning with a numeral:
- 203(b): FHA program which provides mortgage insurance to protect lenders from default; used to finance the purchase of new or existing one- to four family housing; characterized by low down payment, flexible qualifying guidelines, limited fees, and a limit on maximum loan amount.
- 203(k): this FHA mortgage insurance program enables homebuyers to finance both the purchase of a house and the cost of its rehabilitation through a single mortgage loan.
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